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Terms & Conditions

Your card terms & conditions can be found here.

Last updated: 11/11/2019

Who we are


SWAPX is a trading style of Lerex Technology Limited. Company number 09829039, registered address: Abacus House, Caxton Place, Cardiff, CF23 8HA. SWAPX arranges, administers and fulfils the SWAPX card.

This customer portal is powered by SWAPX.


You can view the SWAPX Privacy Policy by clicking here. Alternatively you can access the document in the More menu of this online portal.

Terms of Business

You can view the SWAPX Terms of Business by clicking here or by visiting the SWAPX.co.uk website.

If you have any questions in relation to these services you can contact SWAPX on 0333 880 4888.

Your Obligations

Before using this customer portal, we recommend that you read all of our Terms and Conditions to ensure that you are happy with them.

You must use our services for personal use only and be over the age of 18. You must be a UK resident and in the UK at the time of purchase. Nothing in these Terms and Conditions will constitute an offer or promotion for services or products outside of the United Kingdom.

You must provide accurate and complete information when using the services provided by this portal. If you input incomplete or incorrect information whilst using these services and purchase an insurance policy or foreign exchange card on the basis of that information, your purchase may be void, not fully meet your needs and in invalidate any insurance policy.

In the case of all insurances the level of cover and the amount you pay is determined by the answers you provide to those questions and therefore you should answer all questions truthfully and fully and to the best of your knowledge and belief. If you fail to provide complete and accurate information:

  • any insurance product purchased may be void (meaning you will not be able to make a claim); and/or
  • you may have to pay additional premiums under your policy to reflect any increased insurance risk as a result.

By using this portal and associated online services you agree not to do anything that affects the integrity or security of these online services or causes or may cause harm, damage or unreasonable inconvenience to other users of these services or us.

We do not offer advice or provide recommendations in relation to our products and services it is up to you to ensure they are suitable for your circumstances.

Our Obligations

We are responsible for ensuring that we provide accurate information. We are also responsible for protecting your data in accordance with data protection legislation.

We will use our best endeavours to provide you with a quality, virus free service. However, we are not responsible for computer viruses or other computer related problems you suffer as a result of using our services, which are beyond our reasonable control. We recommend that you use your own appropriate virus checking software.

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