There are no application or monthly fees for using your card, and spending abroad on your card is
free for certain transactions and subject to our fair usage policy.
However, some fees apply for certain transactions which are illustrated below.
|Domestic ATM withdrawal||£1.50|
|International ATM withdrawal||£1.50|
|ATM enquiry (free with app)||£0.30|
|Dynamic SWAP at ATM or POS from GBP or EURO to other currencies||1%|
|Decline at ATM||£0.30|
|Decline at POS||£0.30|
|Bank account loading||Not available|
|Cost to load from a debit card||1%|
|Cost to load from a credit card||Not available|
|Domestic POS transaction usage||FREE|
|International POS transaction usage||FREE|
|Monthly maintenance fee||FREE|
|Card replacement fee||£10.00|
|Cost to reverse a transaction||FREE|
|Card to card transfer||FREE|
What limits apply to my SWAPX Prepaid Mastercard?
Certain spending limits apply to your card which are highlighted below.
|Max load value allowed per year||£20,000|
|Max load value allowed per month||£12,000|
|Max number of loads per month||30|
|Max balance allowed at any given time||£12,000|
|Min load value allowed per individual load||£50|
|Max value allowed per load||£2000|
|Max number of loads allowed per day||2|
|Max load value per day||£4000|
|Max daily ATM withdrawal in the UK for UK customers||£20|
|Max ATM withdrawal allowed in a year||£7,500|
|Max ATM withdrawal allowed per month||£4000|
|Max number of ATM transactions allowed per month||30|
|Max ATM withdrawal value allowed per day||£500|
|Max ATM withdrawal value allowed in a single transaction||£250|
|Min ATM withdrawal value allowed per single transaction||£10|
|Max number of ATM transactions allowed per day||2|
|POS / ONLINE|
|Max purchase value allowed per year||£20,000|
|Max purchase value allowed per month||£6000|
|Max number of purchases allowed per month||200|
|Min purchase value allowed per individual transaction||£0|
|Max purchase value allowed per individual transaction||£4000|
|Max number of purchases allowed per day||20|
|Max purchase value per day||£4000|
Order your card and download our app to start enjoying the benefits of SWAPX.
It’s simple, secure and saves you money.