Certain spending limits apply to your card which are highlighted below.
|Max load value allowed per year||£12,500|
|Max load value allowed per month||£12000|
|Max number of loads per month||30|
|Max balance allowed at any given time||£12000|
|Min load value allowed per individual load||£50|
|Max value allowed per load||£2000|
|Max number of loads allowed per day||2|
|Max load value per day||£4000|
|Max ATM withdrawal allowed in a year||£7,500|
|Max ATM withdrawal allowed per month||£4000|
|Max number of ATM transactions allowed per month||30|
|Max ATM withdrawal value allowed per day||£500|
|Max ATM withdrawal value allowed in a single transaction||£250|
|Min ATM withdrawal value allowed per single transaction||£10|
|Max number of ATM transactions allowed per day||5|
|POS / Online|
|Max purchase value allowed per year||£12,500|
|Max purchase value allowed per month||£6000|
|Max number of purchases allowed per month||200|
|Min purchase value allowed per individual transaction||£0|
|Max purchase value allowed per individual transaction||£4000|
|Max number of purchases allowed per day||20|
|Max purchase value per day||£4000|
There are no application or monthly fees for using your card, and spending abroad on your card is free for certain transactions and subject to our fair usage policy. However, some fees apply for certain transactions which are illustrated below.
|Domestic ATM withdrawal||£1.50|
|International ATM withdrawal||£1.50|
|ATM enquiry (free with app)||£0.30|
|Dynamic SWAP at ATM or POS from GBP or EURO to other currencies||0.5%|
|Decline at ATM||£0.30|
|Decline at POS||£0.30|
|Bank account loading||1%|
|Cost to load from a debit card||1%|
|Cost to load from a credit card||N/A|
|Domestic POS transaction usage||£0.20|
|International POS transaction usage||FREE|
|Monthly maintenance fee||FREE|
|Card replacement fee||£10.00|
|Cost to reverse a transaction||FREE|
|Card to card transfer||FREE|
SWAPX LTD is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.
SWAPX LTD may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 31st March 2016.
We may collect the following information:
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
The competitions that we run are subject to the following rules (unless otherwise specified):
If you do not wish to receive details of future related offers from SWAPX and selected third parties please inform us along with your name and address in writing to: SWAPX Ltd, 91 Brick Lane, London E1 6QL or contact firstname.lastname@example.org.