How is SWAPX for Business different?

We have launched SWAPX for Business alongside our payments partner, Infinity International, providing specialist commercial foreign exchange services to businesses and private individuals worldwide.

We offer a combination of expertise, competitive exchange rates and efficient payment processing that’s simply unbeatable. That’s why our clients trust us day in, day out, to manage their foreign currency transactions on their behalf. We believe in giving you more for your money.

  • 3 STEP USER ONBOARDING

    Order new cards in 2 minutes and delivered within 3 days

  • SPENDING ALERTS AND NOTIFICATIONS

    Set your own alerts for balances and card activity

  • FX RATE TRANSPARENCY

    Pay only 1% to 2% from the interbank rate on EUR/USD FX trades

  • NO CREDIT CHECK

    Any UK registered company accepted.

  • SPENDING REWARDS

    Not every card offers these and we have really useful ones!

  • REALTIME EXPENSE RECONCILIATION

    In-app expense identification and receipt upload.

  • FX RATE CONTROL

    Buy the currency you’re going to need for future expense requirements, at an exchange rate you prefer

  • INSTANT CARD CONTROL

    Change limits and block usage at any time in seconds

SWAPX Revolut Soldo Expend Pro Pleo
FX rate control
Multi-currency
Accounts integrated expense platform
Monthly fee ZERO from £25/mo
(12 months subscription)
from
£21/mo
Varied
£4.99 / £6.99
from
£30/mo
FX ATM fees (Euro) 1% -2% 2% 2% £2 ATM £4 ATM
POS fees (Euro) 1% -2% No POS 1% 1%FX / 2% FX 2% FX fee
Cost per €3000
(10 x ATM @ €150 & €1.5K pos)
not including monthly fee
€30 €30 £20
€15
£15 + £20 = £35
£30 + £20 = £50
£40
€30
SWAPX
FX rate control
Multi-currency
Accounts integrated expense platform
Monthly fee ZERO
FX ATM fees (Euro) 1% -2%
POS fees (Euro) 1% -2%
Cost per €3000
(10 x ATM @ €150 & €1.5K pos)
not including monthly fee
€30

Fees

Simple pricing that works for everyone.

  • £10,000 per month spend
  • 1% to 2% spread on EUR/USD FX trades
  • Free card activity
  • Quick and easy onboarding
  • Employee rewards
Activation fee per card £4.99
Domestic ATM withdrawal - UK £3.50
International ATM withdrawal - UK £2.50
Domestic ATM inquiry - UK £0
International ATM inquiry - UK £0
Decline at ATM At cost (20p)
Decline at POS At cost (20p)
Bank account loading Free
Cost to load from a debit card Not available
Cost to load from a credit card Not available
POS transaction usage £0
International POS usage £0
Monthly maintenance fee None
Account closure/redemption None
Card replacement fee £10
Cost to reverse a transaction None
Card to Card Transfer Not available
Dynamic foreign currency conversion 2% on top of Mastercard rate for currencies outside of EUR and USD

Need to allocate funds to staff or clients?

Now you can issue them a fully branded prepaid multi-currency card powered by SWAPX for Business.
Transparent fees provide instant clarity.